Frequently Asked Questions

Answers to the most commonly asked questions about Alabama Farm Credit are below. If you have questions not covered in our FAQs, please contact us.

The Organization

Our success is your success and, as such, we will always have your best interests in mind.

How does default affect my investment?

Feb 19, 2021, 15:17 PM
Question : How does default affect my investment?
The association will have a first lien on your  stock or participation certificates as additional collateral for your loan(s) or any other indebtedness to the association. In the event of a default on the loan(s), all or part of the stock may be applied to the loan(s), or under certain circumstances, may be otherwise disposed of as deemed to be appropriate by the association.
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Voting Stock

We support the cooperative principle of sharing our success with our members.

How does default affect my investment?

Feb 19, 2021, 15:17 PM
Question : How does default affect my investment?
The association will have a first lien on your  stock or participation certificates as additional collateral for your loan(s) or any other indebtedness to the association. In the event of a default on the loan(s), all or part of the stock may be applied to the loan(s), or under certain circumstances, may be otherwise disposed of as deemed to be appropriate by the association.
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Our Loans

Our loan programs are customized to meet the needs of borrowers just like you.

How does default affect my investment?

Feb 19, 2021, 15:17 PM
Question : How does default affect my investment?
The association will have a first lien on your  stock or participation certificates as additional collateral for your loan(s) or any other indebtedness to the association. In the event of a default on the loan(s), all or part of the stock may be applied to the loan(s), or under certain circumstances, may be otherwise disposed of as deemed to be appropriate by the association.
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The Mobile App

Download our ios or android app for more access to your loan information.

How does default affect my investment?

Feb 19, 2021, 15:17 PM
Question : How does default affect my investment?
The association will have a first lien on your  stock or participation certificates as additional collateral for your loan(s) or any other indebtedness to the association. In the event of a default on the loan(s), all or part of the stock may be applied to the loan(s), or under certain circumstances, may be otherwise disposed of as deemed to be appropriate by the association.
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