Frequently Asked Questions

Answers to the most commonly asked questions about Alabama Farm Credit are below. If you have questions not covered in our FAQs, please contact us.

The Organization

Our success is your success and, as such, we will always have your best interests in mind.

What form of collateral is required?

Feb 19, 2021, 15:19 PM
Question : What form of collateral is required?
All real estate loans must be secured by a first-lien mortgage on real estate, generally on the farm, timberland, agribusiness or rural home that is financed by the loan. Operating, equipment and livestock loans are generally secured by inventory such as crops, livestock, equipment, receivables or other assets of the operation being financed.
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Voting Stock

We support the cooperative principle of sharing our success with our members.

What form of collateral is required?

Feb 19, 2021, 15:19 PM
Question : What form of collateral is required?
All real estate loans must be secured by a first-lien mortgage on real estate, generally on the farm, timberland, agribusiness or rural home that is financed by the loan. Operating, equipment and livestock loans are generally secured by inventory such as crops, livestock, equipment, receivables or other assets of the operation being financed.
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Our Loans

Our loan programs are customized to meet the needs of borrowers just like you.

What form of collateral is required?

Feb 19, 2021, 15:19 PM
Question : What form of collateral is required?
All real estate loans must be secured by a first-lien mortgage on real estate, generally on the farm, timberland, agribusiness or rural home that is financed by the loan. Operating, equipment and livestock loans are generally secured by inventory such as crops, livestock, equipment, receivables or other assets of the operation being financed.
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The Mobile App

Download our ios or android app for more access to your loan information.

What form of collateral is required?

Feb 19, 2021, 15:19 PM
Question : What form of collateral is required?
All real estate loans must be secured by a first-lien mortgage on real estate, generally on the farm, timberland, agribusiness or rural home that is financed by the loan. Operating, equipment and livestock loans are generally secured by inventory such as crops, livestock, equipment, receivables or other assets of the operation being financed.
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