Tractor & Farm Equipment Loans Alabama
We provide farm equipment financing and tractor loans near you for both new and used farm or forestry equipment, from compact tractors to advanced cotton pickers. Get started by completing our loan application or contact an Alabama Farm Credit loan officer at (877) 681-6087 or reach out to one of our branch offices.
About Our Farm Equipment Loans
Alabama Farm Credit offers flexible farm equipment loans and agricultural equipment financing to cover irrigation systems, pivots, new and used equipment loans, tillage, planting, harvesting equipment, and tractor financing. We know that farming technology and machinery are always evolving, and our goal is to provide reliable farm equipment financing that positions farmers for long-term success. Whether you’re preserving a classic family tractor or upgrading to a modern machine, our ag equipment loans ensure you have the tools to meet today’s farming demands.
Farm Equipment Loans & Tractor Financing
We provide competitive farm equipment loans with flexible terms, including short-term financing for operational and equipment needs. Our options include tractor loans, agriculture equipment loans, and operating lines of credit designed to keep your farm running smoothly. Plus, we’ll help you maximize the tax benefits associated with capital expenditures through our tailored agricultural equipment financing solutions.
Farm Equipment Leases & Used Tractor Financing
In addition to loans, we also offer farm equipment leasing options to finance agriculture equipment and facility leases. Whether you need used equipment loans, used tractor financing, or lease-to-own programs, we’ll customize payment options that fit your budget. Our tractor financing near you makes it easy to upgrade equipment while maintaining financial flexibility.
Estimate Your Equipment Loan Payment
Enter your purchase price and interest rate to instantly calculate your farm equipment financing or tractor loan payments.
Competitive Equipment Loan
Interest Rates
For today’s best equipment loan interest rates and farm equipment loan rates, contact the Alabama Farm Credit branch nearest you. We’ll provide personalized quotes on current equipment loan rates today and flexible equipment financing interest rates to fit your operation’s needs.
Equipment Loans Frequently Asked Questions
We’ve curated the top questions we’re asked most often. If you are unsure about our services, how a cooperative works or other details, you may find the answer you’re looking for right here.
Does Alabama Farm Credit make home loans?
Yes, we make loans for the purchase, construction and improvement of homes located in rural areas. We also finance rural homesites where a home is designated for future construction.
How much can I borrow?
Whether you are a young, beginning or small farmer or a large corporation, Alabama Farm Credit can meet your financing needs. When assessing a loan application loan officers consider these primary factors: the individual, financial responsibility, repayment capacity, loan purpose and security offered.
Alabama Farm Credit's borrowers also own its stock. Why?
Farmers, ranchers and producers who obtain a loan are required to purchase voting stock. Our borrowers are considered members of Alabama Farm Credit, and have the privilege of being a voice within the cooperation. Your right to vote, in accordance with the Farm Credit Act and Alabama Farm Credit bylaws, allows you to elect the members of your Board. These members work closely with Alabama Farm Credit to ensure that your needs are addressed.
What other loans do we provide in Alabama?
We provide Operating Loans, Improvement Loans, Barndominium Loans, Poultry Loans, and Hunting Land Loans among many other types of Loans.
Young, Beginning and Small Farmers
We've created a pathway to ownership for young, beginning and small farmers.
At Alabama Farm Credit, we recognize that the future of American agriculture depends on a new generation of producers. Whether you’re completely new to farming, a 4-H member buying a show heifer for a foundation herd or a young person taking over the family farm, our New Generation II Loan may be what you’re looking for.
Alabama Farm Credit Out in the Field
Learn more about Alabama Farm Credit, our members and the work we do for Agriculture in our communities.
