Farm Improvement Loans Alabama

Alabama Farm Credit offers flexible farm improvement loan options to meet your goals. Get started by completing our loan application or contact an Alabama Farm Credit loan officer at (877) 681-6087 or reach out to one of our branch offices. 

Loan Application

About Our Improvement Loans

Improvement loans are ideal for making upgrades to your operation. We work with you to determine the loan type available to suit your needs. Whether it is debt consolidation or refinancing, let's get started on the expansion of your operation.

Modernizing Productivity

For over 100 years, Alabama Farm Credit has helped Alabama farms stay competitive by financing operational improvements. Through timely and strategic improvement — such as adding a new facility to meet the needs of today’s demands — we are here to help you evolve and enhance production, keeping operations modern and efficient.

Loan Types

Improvement loan types include variable rate loans, fixed rate loans and lines of credit.


overhead sprinklers watering plants

Estimate Your Loan Payment

Input your purchase price and interest rate, and quickly estimate your loan payments.

Loan Calculator

Competitive Interest Rates

To receive an interest rate quote, contact the branch office nearest you.

Get Quote

Frequently Asked Questions

We’ve curated the top questions we’re asked most often. If you are unsure about our services, how a cooperative works or other details, you may find the answer you’re looking for right here.

More FAQs

Yes, we make loans for the purchase, construction and improvement of homes located in rural areas. We also finance  rural homesites where a home is designated for future construction.
Whether you are a  young, beginning or small farmer or a large corporation, Alabama Farm Credit can meet your financing needs. When assessing a loan application loan officers consider these primary factors: the individual, financial responsibility, repayment capacity, loan purpose and security offered.
Our association is part of the nationwide Farm Credit System and is affiliated with the Farm Credit Bank of Texas, located in Austin, Texas. The Farm Credit Bank of Texas provides funding for loans by selling bonds to investors in the nation's money markets.
family of fve walking in field


We’ve created a pathway to ownership for young, beginning and small farmers.

At Alabama Farm Credit, we recognize that the future of American agriculture depends on a new generation of producers. Whether you’re completely new to farming, a 4-H member buying a show heifer for a foundation herd or a young person taking over the family farm, our New Generation II Loan may be what you’re looking for.

Find Out Who's Eligible

Alabama Farm Credit Out in the Field

Learn more about Alabama Farm Credit, our members and the work we do for Agriculture in our communities.

Field Notes

man with plants