Barndominium Loans Alabama

Get started by completing our loan application or contact an Alabama Farm Credit loan officer at (877) 681-6087 or reach out to one of our branch offices. 

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About Our Barndominium Loans

Alabama Farm Credit can finance qualifying rural homes and homesites for your full-time residence or for weekend getaways including barndominiums.

Alabama Farm Credit is your local rural financing provider to trust. Our loan officers work closely with farmers, ranchers, forestry operators, and other agribusinesses to pair them with a loan that is custom-tailored to their specific needs. We also specialize in making sure those producers and their families are well-taken care of at home.

Our team can help you secure a wide variety of loans, including a real estate loan to purchase that perfect piece of country property. And when it’s time to secure residential financing, we’ll be there. If you’re interested in barndominium home loans with competitive interest rates, Alabama Farm Credit has you covered.  

What is a Barndominium?

If you’ve ever seen a barn that has been reimagined as a living space, then you’ve discovered one of many ways to create a barndominium, also called a “barndo” or “barn home.” This type of residence is a modern trend for rural lovers who want a unique look and some extra space, especially, beautiful high ceilings.

Many families have a barndominium as their primary residence, but others may use it as a vacation space or a secondary living area that is combined with storage. Beloved family barns are converted and new structures are built from the ground up into custom barndominiums.

Construction costs can be a lot less than building a traditional residence and it can also take less time. Additionally, many barndominium owners have a flexible floor plan that can be configured to their specifications.

Get started on your own rural residence, today! Alabama Farm Credit provides barndominium construction loans that are customized, and we offer numerous financing options to fit your budget and goals.  

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Input your purchase price and interest rate, and quickly estimate your loan payments.

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Competitive Interest Rates

To receive an interest rate quote, contact the branch office nearest you.

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Frequently Asked Questions

We’ve curated the top questions we’re asked most often. If you are unsure about our services, how a cooperative works or other details, you may find the answer you’re looking for right here.

More FAQs

Yes, we make loans for the purchase, construction and improvement of homes located in rural areas. We also finance  rural homesites where a home is designated for future construction.
We make  loans to purchase land, refinance existing mortgages and other debts, construct and repair homes and other buildings, make property improvements, construct or improve agribusiness facilities, purchase machinery and equipment, purchase livestock, finance agricultural operating expenses and other needs.
Primarily, the nature of the loan, its purpose and the financial capacity of the customer determine repayment options. Repayments are set up to coincide with the borrower’s cash flow. They also may be paid in installments from farm operations or non-agricultural sources.
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We’ve created a pathway to ownership for young, beginning and small farmers.

At Alabama Farm Credit, we recognize that the future of American agriculture depends on a new generation of producers. Whether you’re completely new to farming, a 4-H member buying a show heifer for a foundation herd or a young person taking over the family farm, our New Generation II Loan may be what you’re looking for.

Find Out Who's Eligible

Alabama Farm Credit Out in the Field

Learn more about Alabama Farm Credit, our members and the work we do for Agriculture in our communities.

Field Notes

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