Get to Know Us Through our Financial Reports

Alabama Farm Credit is a customer-owned cooperative. Once approved, each customer becomes a member and part owner of the cooperative by purchasing capital stock or participation certificates. Stockholders also share in Alabama Farm Credit’s financial success through our patronage program. We want our owners to be informed about our financial performance. You will find quarterly and annual financial statements on our website. See the Members’ Equity footnote in the association’s financial statements for information regarding member capital stock and participation certificate bylaw requirements, as well as frequently asked questions about our stock program: