Agribusiness Loans

Our agribusiness loans drive production. Get started by completing our loan application or contact an Alabama Farm Credit loan officer at (877) 681-6087 or reach out to one of our branch offices.

Loan Application

About Our Agribusiness Loans

Alabama Farm Credit agribusiness loans are available to finance distributors of feed, seed and chemical providers, farm equipment retailers and repair services. Breeding and veterinary providers are also financed through this loan program, along with retail stores and transportation providers.

Financing the Larger Agricultural Industry

While our cooperative provides financing to farmers, we also partner with related businesses that contribute to the larger agricultural industry.

Specialized Familiarity

Alabama Farm Credit underwrites loans for businesses that supply, support and bring to market agricultural products and commodities. Our focused expertise and partner history with all businesses in all facets of agriculture creates reliable and lasting partnerships with our borrowers.

Estimate Your Loan Payment

Input your purchase price and interest rate, and quickly estimate your loan payments.

Loan Calculator

Competitive Interest Rates

To receive an interest rate quote, contact the branch office nearest you.

Get Quote

Frequently Asked Questions

We’ve curated the top questions we’re asked most often. If you are unsure about our services, how a cooperative works or other details, you may find the answer you’re looking for right here.

More FAQs

Yes, we make loans for the purchase, construction and improvement of homes located in rural areas. We also finance rural homesites where a home is designated for future construction. Alabama Farm Credit also offers loans through the secondary mortgage market (Fannie Mae loans).

Anyone owning or purchasing rural property. Those engaged in farming, timber or other ag-related businesses may also be eligible. This includes individuals, partnerships and corporations. Additionally, loans may be obtained for financing part-time farms, rural residences or recreational property. Loan approval and terms are subject to the creditworthiness of the applicant(s) and the collateral offered.

Whether you are a young, beginning or small farmer or a large corporation, Alabama Farm Credit can meet your financing needs. When assessing a loan application loan officers consider these primary factors: the individual, financial responsibility, repayment capacity, loan purpose and security offered.

YOUNG BEGINNING AND SMALL FARMERS

We’ve created a pathway to ownership for young, beginning and small farmers.

At Alabama Farm Credit, we recognize that the future of American agriculture depends on a new generation of producers. Whether you’re completely new to farming, a 4-H member buying a show heifer for a foundation herd or a young person taking over the family farm, our New Generation II Loan may be what you’re looking for.

Find Out Who's Eligible