About Our Real Estate Loans
Our cooperative offers long-term loans to purchase or refinance farmland, timberland, recreational property and other types of rural acreage. We provide construction loans to build, with a one-time closing and conversion feature. Short-term bridge loans and lines of credit are also offered.
Real Estate loan types often require a measure of creativity and customization to meet the needs of farm families. We’re accustomed to those unique needs, and have processes in place to address them.
Our cooperative is armed with over 100 years of experience to meet the needs of members in North Alabama.
YOUNG BEGINNING AND SMALL FARMERS
We’ve created a pathway to ownership for young, beginning and small farmers.
At Alabama Farm Credit, we recognize that the future of American agriculture depends on a new generation of producers. Whether you’re completely new to farming, a 4-H member buying a show heifer for a foundation herd or a young person taking over the family farm, our New Generation II Loan may be what you’re looking for.