Patronage FAQS
![Batts-video-thumbail man and woman with check](https://www.alabamafarmcredit.com/images/default-source/default-album/batts-video-thumbail.png?sfvrsn=3dc709a0_4)
Members Receive Patronage Checks
"As a co-op our best kept secret is our patronage checks. We love giving a percentage of our profits back to our members. It’s rewarding for our members to get that money back, but it’s also rewarding for us as employees of Alabama Farm Credit.” — John Christopher Batts, Tuscumbia Branch Manager
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What is voting stock?
Members who obtain a loan at Alabama Farm Credit purchase voting stock at loan closing. The vote gives you a voice in matters at our Annual Meeting, in accordance with the Farm Credit Act, regulations by the Farm Credit Administration and rules in Alabama Farm Credit's bylaws.
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In what form is my stock issued?
Your association issues a receipt for stock and participation certificates at the time they are issued. Ownership of the stock or participation certificates is recorded on the books of the associations.