About Our Row Crop Loans
The USDA estimates that row crops make up more than 75% of all planted acres of cropland across the US. In addition, these farms are home to food, such as corn and potatoes, and materials, such as cotton, that are essential to American life. At Alabama Farm Credit, we view row crop farms as critical to the local and national economy and want to help farmers maintain healthy and productive row crop farms.
Being an American row crop farmer means a lot of moving parts. Rotating crops, expanding your operation, and leasing land all come with expensive costs. Luckily, we can help with the financial stresses of operating a farm. At Alabama Farm Credit, we understand that row crop farming is all about cash flow and will help businesses grow and operate by providing needed and customized loans. Our experienced professionals will work for you and provide customized financing options to keep your business thriving.
Row Crop Loans
If you are in the row crop business, Alabama Farm Credit can provide finances that will help keep up with the demands of the industry.
We will provide loans for purchasing and constructing properties engaged in row crop farming. Additionally, we offer loans to businesses looking to buy equipment or improve an existing farm. Alabama Farm Credit works to support farmers of all backgrounds. Not only do we help established farms stay afloat, but we also provide loans to young, aspiring farmers who are just starting. It is our goal to sustain and expand the farming industry in America.
Our knowledgeable staff have years of experience to help understand each person's unique situation. This gives Alabama Farm Credit the capability to customize row crop financing options based on your needs.
How to Get a Row Crop Loan
As a financial cooperative, Alabama Farm Credit is owned by borrowers and operated by a local board of directors. Therefore, we will always put our borrowers first. Securing a row crop loan is simple when working with Alabama Farm Credit.
To begin the process, apply to our website or submit your loan application by mail. If you wish to consult with one of our professionals about applying for a loan, contact us, and we'll provide guidance.
Working with us means that your farm is in good hands. We look forward to working with you.
Estimate Your Loan Payment
Input your purchase price and interest rate, and quickly estimate your loan payments.
Competitive Interest Rates
To receive an interest rate quote, contact the branch office nearest you.
Frequently Asked Questions
We’ve curated the top questions we’re asked most often. If you are unsure about our services, how a cooperative works or other details, you may find the answer you’re looking for right here.
YOUNG BEGINNING AND SMALL FARMERS
We’ve created a pathway to ownership for young, beginning and small farmers.
At Alabama Farm Credit, we recognize that the future of American agriculture depends on a new generation of producers. Whether you’re completely new to farming, a 4-H member buying a show heifer for a foundation herd or a young person taking over the family farm, our New Generation II Loan may be what you’re looking for.