Hobby Farm Loans

Loan Application

About Our Hobby Farm Loans

As a member of the Farm Credit SystemAlabama Farm Credit is part of a nationwide network of customer-owned financial institutions providing loans and related financial services to U.S. farmers and ranchers, farmer-owned co-ops, rural homebuyers, agribusinesses, and rural infrastructure providers. In addition to loans for operating costs and ag-related improvements, Alabama Farm Credit provides financing so members can purchase farms and rural properties.


Owning a farm is a full-time business venture for many; owning a hobby farm is a pleasurable activity for those with other primary sources of income. Whether it's to grow your food, raise animals, or develop land to grow crops, Alabama Farm Credit has the hobby farm loans needed to help you get started. The right piece of property you have in mind to raise chickens, grow corn, or plant a garden will bring you closer to the land, nature, and seasons. Whatever you see as your future hobby farm, Alabama Farm Credit is the lender you can trust to provide the best hobby farm loan rates and hobby farm home loans customized to your needs.

What is a Hobby Farm Loan?

 Hobby farm loans are loans for growing vegetables, raising livestock, farming equipment, and more. Typically, a hobby farm is a small-scale farm primarily for pleasure rather than a primary source of income. A hobby farm is generally smaller than 50 acres. 

Alabama Farm Credit has a team of financing experts that understand everything about hobby farm loans. In addition, they know life in farming and rural communities because they live and work there. 

When you're ready to get financing for an existing hobby farm for improvements, or a loan for a new hobby farm, our experienced team is here to help. We've helped many members obtain loans for a variety of purposes, including:

  • Land loans to build new construction, including homes or barns
  • Loans to buy machinery, vehicles, hauling equipment, and tools
  • Land loans to make improvements to the existing hobby farm

Most of our customers know what they want with their hobby farm loans. We have a variety of hobby farm loans that will meet your custom needs. In addition, if Alabama Farm Credit does well financially, you benefit. As a cooperative, we support the cooperative principle of sharing our success with our members. Every borrower is also a stockholder who receives part of the profits. 

Apply for a Hobby Farm Loan

 If you're ready to take the first steps toward improving your existing hobby farm or buying a new one, don't hesitate to contact us to discuss what you have in mind. You can also visit us for hobby farm loan assistance at our five convenient locations in northern Alabama. If you're ready to get the hobby farm loan process started right now, please begin the application process online.

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Estimate Your Loan Payment

Input your purchase price and interest rate, and quickly estimate your loan payments.

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Competitive Interest Rates

To receive an interest rate quote, contact the branch office nearest you.

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Frequently Asked Questions

We’ve curated the top questions we’re asked most often. If you are unsure about our services, how a cooperative works or other details, you may find the answer you’re looking for right here.

More FAQs

Alabama Farm Credit’s borrowers also own its stock. Why?

Feb 19, 2021, 15:12 PM
Question : Alabama Farm Credit’s borrowers also own its stock. Why?
Farmers, ranchers and producers who obtain a loan are required to purchase voting stock. Our  borrowers are considered members of Alabama Farm Credit, and have the privilege of being a voice within the cooperation. Your right to vote, in accordance with the Farm Credit Act and Alabama Farm Credit bylaws, allows you to elect the members of your Board. These members work closely with Alabama Farm Credit to ensure that your needs are addressed.
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We’ve created a pathway to ownership for young, beginning and small farmers.

At Alabama Farm Credit, we recognize that the future of American agriculture depends on a new generation of producers. Whether you’re completely new to farming, a 4-H member buying a show heifer for a foundation herd or a young person taking over the family farm, our New Generation II Loan may be what you’re looking for.

Find Out Who's Eligible

Alabama Farm Credit Out in the Field

Learn more about Alabama Farm Credit, our members and the work we do for Agriculture in our communities.

Field Notes

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